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This transformer “SEPA - Send Sepa Credit Transfer to file with CORE 03 transformer” is what our German Bank accepted as replacement for the phased out SEPA XML format in November of 2023. 

I had posed a question, in a closed-for-comment posting, and had not gotten this detail response. So we determined what to use by trial and error. IFS Support in US got us part of the way (IFS Consulting never responded).  I suppose this information applies to later versions of IFS. 

SEPA - Send Sepa Credit Transfer (DE) 

 

 

 

APPLICATION_MESSAGE 

OUT1 

SEPA - Send Sepa Credit Transfer (CORE 03) 

 

Search 

Op 

Match 

 

 

MESSAGE_FUNCTION 

equals 

SEND_SEPA_CREDIT_TRANSFER 

 

 

RECEIVER 

startswith 

CORE_001.001.03 

 

             

 

SEND_SEPA_CREDIT_TRANSFER_CORE_03_transformed_84366809-80b6-40f6-aac6-38f7aa8a7b06.xml

<Document xmlns:xsi=http://www.w3.org/2001/XMLSchema-instance xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">

Not to contradict the information already given by Thom C, but to add more information. 

There is a site on the European Payment Council's (EPC) homepage where they state that the EPC decided to postpone the migration to the new standard to 17 March 2024.

https://www.europeanpaymentscouncil.eu/document-library/rulebooks/2023-sepa-credit-transfer-rulebook-version-10

As a result of this decision, on 14 November 2023 the EPC published the version 1.1 of the 2023 SCT rulebook. Version 1.1 replaced with immediate effect version 1.0 of the 2023 SCT rulebook.

The second material change to version 1.1 of the 2023 SCT rulebook is the replacement of the SEPA Payment Scheme Management Rules version 4.5 with the EPC Payment Scheme Management Rules version 5.0.

https://www.europeanpaymentscouncil.eu/document-library/rulebooks/2023-sepa-credit-transfer-rulebook-version-11


Always ask your customer to retrieve the latest Message Implementation Guidelines (MIG) from their bank.


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